Savings Certificates in Temple, Texas

Looking for a better way to grow your hard-earned money? Enter Scott & White Employees Credit Union (SWECU), located in Temple, Texas, and our competitive Savings Certificates! Often referred to as Certificates of Deposit (CDs), Savings Certificates offer a secure and reliable alternative to traditional savings accounts.

Understanding Savings Certificates in Temple, Texas

Savings Certificates, often referred to as Certificates of Deposit (CDs), function similarly. They are fixed-term savings accounts with a guaranteed interest rate. Unlike a regular savings account, your money earns a higher rate in exchange for committing to a specific term.

Savings Certificates vs. Certificates of Deposit

While banks offer CDs, credit unions like Scott & White Employees Credit Union in Temple, Texas, offer Savings Certificates with a key difference: a member-owned approach. This means our focus is on your financial well-being, not maximizing profits for shareholders.

Who Benefits from Savings Certificates in Temple, TX?

Our Savings Certificates are perfect for anyone living in Temple, Texas, who wants:

  • Low Risk and Guaranteed Returns: Savings Certificates offer a guaranteed return on your investment, minimizing risk compared to the stock market.

  • Savings with a Purpose: Knowing your money will grow at a fixed rate helps you plan for future expenses like a vacation, a child's education, or a down payment on a home.

Why Choose SWECU for Your Savings Certificates?

There are several compelling reasons for anyone in Temple, Texas, to choose SWECU for your Savings Certificates:

  • Competitive Rates: We offer competitive interest rates on our Savings Certificates, allowing you to maximize your returns while keeping your money secure.

  • Flexible Terms: We have a variety of Savings Certificate terms available, so you can choose the one that aligns with your financial goals, whether short-term or long-term.

  • Member-Focused Approach: As a credit union in Temple, TX, we prioritize our members' financial well-being. You'll experience personalized service and a commitment to helping you achieve your financial goals.

Savings Certificate Options at SWECU

Scott & White Employees Credit Union offers a variety of Savings Certificate terms ranging from 90 days to 24 months with rates to help you meet your financial goals big or small.

Joining Scott & White Employees Credit Union in Temple, Texas

Want to enjoy the benefits of savings certificates? All you need to do is join! Membership is open to anyone who lives, works, attends school, or owns a business in Bell County!

It’s never too early(or too late!) to start growing your savings with our Savings Certificates! Apply online or visit our branch in Temple, Texas, to get started.