Regular & Special Savings:

  • $25.00 minimum opening deposit
  • Must maintain $25.00 balance to continue membership*
  • $100.00 average daily balance to earn dividends
  • One free withdrawal through teller window per month/each additional withdrawal $1.00
  • VISA debit card with approved application
    *$25.00 balance not required for special savings
 
 
 

TUTMA Savings:

  • Texas Uniform Transfer to Minors Act (TUTMA)
  • $25.00 minimum opening deposit
  • Must maintain $25.00 balance to continue membership
  • $100.00 average daily balance to earn dividends
  • One free withdrawal through teller window per month/each additional withdrawal $1.00
  • Only one custodian and one child are allowed per account
 
 
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Share Draft Checking

Regular & Special Checking:

  • $100.00 minimum opening deposit
  • $400.00 average daily balance to earn dividends
  • $400.00 daily balance to avoid Share Draft Minimum Balance Fee of $6.00
  • Overdraft Privilege of $500.00 after account has been opened for 60 days
  • Unlimited check writing
  • VISA debit card with approved application
 
 
 

Convenience Checking:

  • $100.00 minimum opening deposit
  • No dividends earned
  • No Share Draft Minimum Balance Fee
  • Overdraft Privilege of $300.00 after account has been opened for 60 days
  • Unlimited check writing
  • First order of checks free (limit one box)
  • VISA debit card with approved application
 
 
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Student Checking:

  • $25.00 minimum opening deposit
  • No dividends earned
  • No Share Draft Minimum Balance Fee
  • No Overdraft Privilege
  • Unlimited check writing
  • First order of checks free (limit one box)
  • VISA debit card with approved application
 
 
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Money Manager Account

  • $500.00 minimum opening deposit
  • $500.00 daily balance to earn dividends*
    *dividends calculated on a tiered rate
 
 

IRAs

  • $250.00 minimum opening deposit
  • $250.00 average daily balance to earn dividends
 
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Share Certificates (CDs)

  • 3 month and one year terms require $1,000.00 to open
  • 6 month term require $10,000.00 to open
  • You must maintain the principal amount of your certificate to earn the disclosed dividend rate
  • Early withdrawal penalties may apply