Personal Loans

When it comes to fulfilling your financial goals or tackling unexpected expenses, Scott & White ECU’s personal loans offer a reliable and advantageous option. We are a member-owned financial institution that prioritizes the financial well-being of our members rather than profits. Personal loans from Scott & White ECU come with a range of benefits that make them a smart choice for individuals seeking competitive rates, flexible terms, and personalized service.

How does 10.00% APR* Sound?

One of the primary advantages of credit union personal loans is the attractive interest rates they offer. As a credit union, Scott & White ECU is known for providing our members with lower interest rates compared to traditional banks or online lenders. This means you can borrow the money you need while paying less interest over the life of the loan. Whether you need funds for debt consolidation, home improvements, medical expenses, or any other personal reasons, credit unions can often offer more favorable rates, potentially saving you a significant amount of money.

In addition to competitive interest rates, our credit union personal loans come with flexible repayment terms. Unlike rigid loan structures offered by some financial institutions, credit unions understand that every member's financial situation is unique. They are often willing to work with you to design a repayment plan that suits your specific needs. Whether you prefer shorter-term loans with higher monthly payments or longer-term loans with lower monthly installments, credit unions can accommodate your preferences and provide personalized solutions.

Personal loans are unsecured sources of cash, meaning you don’t have to put up any collateral to borrow money when you need it. We can get you approved FAST at an interest rate as low as 10.00% APR* (But first, you have to join our credit union family).

Use Our Personal Loan To Help Pay For:

• Car repairs

• Vacation

• Your wedding

• Medical bills

• Debt consolidation

Flex your payments

When you choose Scott & White ECU’s personal loans, we offer you the flexibility to stretch your loan payments out for up to 60 months, thanks to our accommodating terms. However, we understand that circumstances can change, and you may decide to pay back your personal loan early. The good news is that we don't believe in penalizing our members for responsible financial management. That's why we have a policy of no fees and no prepayment penalties. We won't charge you any hidden fees or impose penalties for taking proactive steps toward paying off your loan sooner. At our credit union, we believe in empowering our members to manage their finances effectively and reward their financial responsibility.

NO fees. no prepayment penalties

We won’t charge you any hidden fees. Who wants to be penalized for being a good money manager?