Find the Best Credit Card Rates in Temple, TX With SWECU

Looking for the best Credit Card Rates in Temple, Texas? At Scott and White Employees Credit Union (SWECU), we offer competitive credit card options designed to keep your finances flexible, affordable, and stress-free. Whether you're building credit, managing everyday expenses, or planning for a big purchase, our credit card solutions are built with members’ best interests in mind.


Why Choose SWECU for Your Credit Card in Temple?

As a member-owned credit union, we put people before profits. That means lower interest rates, fewer fees, and a personal touch that big banks just can't match.

Here's what you can expect with a SWECU Credit Card:

  • Low Fixed Rates: Our rates are consistently lower than most major credit cards in Temple.

  • No Annual Fees: Keep more of your money.

  • No Balance Transfer Fees: Move your existing credit card balance without extra costs. Makes it easier to pay down debt faster.

  • Fraud Protection: Your security is our priority.

  • Local, Friendly Service: Speak to someone in Temple who actually knows your name.


Compare SWECU Credit Card Rates

We keep our credit card rates transparent and up to date. Whether you’re consolidating high-interest debt or just need a card for everyday purchases, our low-interest rates can save you hundreds of dollars over time.


Apply Online in Minutes

Skip the hassle. Our online credit card application is fast, easy, and secure. Get started today and see how much you could save with SWECU.


Local Texas Lending You Can Trust

We’ve proudly served the Temple community for decades, offering smart financial tools and genuine support. Choosing a credit card is a big decision—and we’re here to help you make the best one.

Still have questions? Our local team is happy to walk you through your options. Just give us a call or stop by our Temple location for personalized support.