| Schedule of Fees |
| Description |
Amount of Charge |
|
|
| Share Account Withdrawal Fee (in excess of one withdrawal per month) |
$1.00 per withdrawal |
|
|
| Closed Account within first year of opening account |
$25.00 |
|
|
| Return Item Fee |
$30.00 per item |
|
|
| Non-Sufficient Funds Fee |
$30.00 per item |
|
|
| Share Draft Minimum Balance Fee (must maintain a balance of $400 at all times) |
$6.00 per statement cycle |
|
|
| Overdraft Transfer Protection Fee | $3.00 per transaction |
|
|
| Photocopy of Share Draft (in excess of two per month) |
$2.00 per copy |
|
|
| Stop Payment Fee |
$30.00 per item |
|
|
| *Non-Sufficient Funds Fee (NSF/Courtesy Pay Fee) |
$30.00 per item |
|
|
| Temporary Checks/Set of 6 |
$2.00 per set |
|
|
| Closed Account within first 60 days of opening |
$25.00 |
|
|
| Return Check Fee |
$30.00 per item |
|
|
| International Collection |
Cost plus $10.00 each |
|
|
| Debit Card Usage Fee |
NA
|
|
|
| SWECU Owned ATM |
FREE |
|
|
| Non-owned ATM Balance Inquiry |
$2.00 per transaction |
| |
| Non-owned ATM Cash Withdrawals |
$2.00 per transaction |
|
|
| Savings Accounts 5 free Point of Sale on the 6th transaction |
$1.00 per transaction |
|
|
| Debit Card Replacement Fee |
$5.00 per card |
|
|
| *Non-Sufficient Funds Fee (NSF)/Courtesy Pay Fee Debit Card Transactions |
$30.00 per item |
|
|
| Western Union |
$20.00 |
|
|
| Wire Transfer Fee (Outgoing) |
|
|
|
| Domestic |
$20.00 |
|
|
| Wire Transfer Fee (Incoming) |
$5.00 |
|
|
| With E-Statements |
Free |
|
|
| *Non-Sufficient Funds (NSF)/Courtesy Pay Fee Preauthorized Payments |
$30.00 per items |
|
|
| Research Fee (one hour minimum) | $30.00 per hour |
|
|
| Statement Copies |
$1.00 per page |
|
|
| Transaction Print-Out Fee |
$1.00 per page |
|
|
| Coin Fee Member |
FREE |
|
|
| Coin Fee Non-Member |
5% of amount |
|
|
| Telephone Inquiry Fee |
$1.00 per call |
|
|
| Check Cashing Fee |
1% of checks cashed |
|
|
| (Waived if member has a balance of $250 in the account, a checking account, a loan or MasterCard Credit Card with the Credit Union) |
| Stop Payment of Pre-authorized Payment |
$30.00 per item |
|
|
| Return Check Fee |
$30.00 per item |
|
|
| Return Check Fee Loan Payment |
$30.00 |
|
|
|
|
|
|
| Tellers Checks (in excess of one free per month) |
$1.00 per check |
|
|
| Verification of Account Requests |
$5.00 per request |
|
|
| Notary Service |
FREE |
|
|
| Insufficient Address Fee |
$5.00 per month |
|
|
| Skip a Loan Payment Fee (per occurrence) |
$25.00 |
|
|
| Fax Services (Incoming or Outgoing) |
$1.00 per page |
|
|
| Photocopies |
$1.00 per page |
|
|
| Credit Card Replacement Fee |
$5.00 per card |
|
|
| Safety Deposit Box Drill Fee |
$125.00 |
|
|
| Safety Deposit Box Re-Key |
$25.00 |
|
|
| Non-member check cashing fee up to $4,999.99 |
$5.00 |
|
|
| Non-member check cashing fee over $5,000.00 |
$10.00 |
|
|
| Non-member check exchange for official check |
$10.00 |
|
|
| *The Courtesy Pay Fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, debit card transactions, or by other electronic means. Rev. 05/02/2022 |
