Banking for Baylor Scott & White Employees
You spend your days caring for patients across one of the largest health systems in Texas. Your financial institution should work just as hard for you. Scott & White Employees Credit Union (SWECU) was founded specifically to serve Baylor Scott & White Health employees and their families, and unlike a traditional bank, every decision we make is designed to benefit you, not shareholders.
Whether you work at a BSW hospital, clinic, or affiliated facility anywhere in Texas, SWECU membership is open to you. Banking designed for Baylor Scott & White employees is just a few steps away.
Financial Products Built for BSW Employees in Texas
SWECU provides a full range of banking and lending products to meet the financial needs of Baylor Scott & White employees across Texas. Here is what you can access as a member:
Auto Loans: Get behind the wheel with confidence. SWECU offers competitive Auto Loan rates for new and used vehicles, with flexible terms and up to 125% financing so you can cover taxes, tags, and other costs. Not sure where to start? Browse our car-buying tools to shop for your next vehicle.
Home Loans and Home Equity: Planning to buy a home or tap into your equity? SWECU offers Mortgage Loans and Home Equity Loan Options designed to help you build wealth over time. Rates are available at swecu.org/rates.
Personal Loans: Whether you need funds for a major purchase, to consolidate debt, or to handle an unexpected expense, SWECU’s Personal Loans give you access to fast, affordable credit without the runaround you might get at a bank.
Savings and Checking Accounts: Open a Savings or Checking Account and put your money to work earning dividends from day one. Combined with SavvyMoney credit monitoring, SWECU gives you the tools to build a stronger financial picture.
Credit Cards and More: From credit cards to recreational loans and insurance, SWECU offers a complete suite of products to cover every stage of your financial life.
How to Join SWECU as a Baylor Scott & White Employee
Joining SWECU is straightforward. If you are a current employee of Baylor Scott & White Health or any of its affiliates, you are eligible for membership regardless of where in Texas you work. You do not need to live in Temple or Bell County to qualify.
Here is how to get started:
Step 1: Open a Regular Savings Account online to establish your SWECU membership.
Step 2: Explore and apply for any additional products you need, including loans, checking accounts, and credit cards.
Step 3: Set up online banking and enroll in SavvyMoney to start monitoring your credit for free.
The entire process can be completed online. You can also call us at (254) 778-3199 or (254) 724-2776, or visit our branch at 2401 South 31st Street, Temple, TX 76508.
A Credit Union That Understands Baylor Scott & White Employees
Major banks see you as a customer. SWECU sees you as a member, and that distinction matters. When you bank with SWECU, you are part of a cooperative where the decision-makers understand the financial realities of working in healthcare. Long shifts, variable schedules, and a deep commitment to your community shape your financial life, and SWECU is built to support it.
Baylor Scott & White Health is one of the largest not-for-profit health systems in Texas. SWECU is proud to stand alongside that mission as the credit union built for BSW employees, offering a financial experience that is straightforward, competitive, and designed to help you get ahead.
Wells Fargo, Bank of America, Frost Bank, and other traditional financial institutions were not built for healthcare workers. SWECU was. We offer the kind of personalized service and member-focused products that big banks simply cannot match, and we do it as a community cooperative that puts your financial well-being first.
Join SWECU and Start Banking as a Baylor Scott & White Employee Today
Ready to make the switch to a financial institution that was built for you? Joining SWECU takes just minutes and gives you immediate access to competitive loans, free credit monitoring, digital banking tools, and a member-first experience.
Open your membership account online, or reach out to our team to learn more about what SWECU can do for you as a Baylor Scott & White employee.